/* cyrillic-ext */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url(fonts/manrope-37facb2a.woff2) format('woff2');
  unicode-range: U+0460-052F, U+1C80-1C8A, U+20B4, U+2DE0-2DFF, U+A640-A69F, U+FE2E-FE2F;
}
/* cyrillic */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url(fonts/manrope-c9a5f13c.woff2) format('woff2');
  unicode-range: U+0301, U+0400-045F, U+0490-0491, U+04B0-04B1, U+2116;
}
/* greek */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url(fonts/manrope-f00fa027.woff2) format('woff2');
  unicode-range: U+0370-0377, U+037A-037F, U+0384-038A, U+038C, U+038E-03A1, U+03A3-03FF;
}
/* vietnamese */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url(fonts/manrope-bd6e7fdc.woff2) format('woff2');
  unicode-range: U+0102-0103, U+0110-0111, U+0128-0129, U+0168-0169, U+01A0-01A1, U+01AF-01B0, U+0300-0301, U+0303-0304, U+0308-0309, U+0323, U+0329, U+1EA0-1EF9, U+20AB;
}
/* latin-ext */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url(fonts/manrope-76dcfc73.woff2) format('woff2');
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C0, U+2113, U+2C60-2C7F, U+A720-A7FF;
}
/* latin */
@font-face {
  font-family: 'Manrope';
  font-style: normal;
  font-weight: 200 800;
  font-display: swap;
  src: url(fonts/manrope-81401990.woff2) format('woff2');
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD;
}

button { border: 0; }
:root {
  --navy: #0b2545;
  --ocean: #187ea6;
  --ocean-dark: #116483;
  --warm-white: #f7f4ee;
  --sand: #d6b985;
  --ink: #142235;
  --muted: #5d6875;
  --line: #d9d6cf;
  --white: #ffffff;
  --page-width: 1240px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--warm-white);
  color: var(--ink);
  font-family: 'Manrope', Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

button,
input,
textarea,
select {
  font: inherit;
}

.topbar {
  align-items: center;
  background: var(--navy);
  color: #dce6ef;
  display: flex;
  font-size: 0.74rem;
  justify-content: space-between;
  letter-spacing: 0.09em;
  min-height: 36px;
  padding: 6px max(32px, calc((100vw - var(--page-width)) / 2));
  text-transform: uppercase;
}

.topbar a {
  color: var(--white);
  font-weight: 700;
}

.site-header {
  align-items: center;
  background: rgba(247, 244, 238, 0.97);
  border-bottom: 1px solid var(--line);
  display: grid;
  grid-template-columns: minmax(220px, 1fr) auto auto;
  min-height: 92px;
  padding: 10px max(32px, calc((100vw - var(--page-width)) / 2));
  position: sticky;
  top: 0;
  z-index: 30;
}

.brand {
  align-items: center;
  display: inline-flex;
  gap: 15px;
  width: fit-content;
}

.brand img {
  height: 52px;
  object-fit: contain;
  width: auto;
}

.brand > .brand-suffix {
  border-left: 1px solid var(--line);
  color: var(--navy);
  font-size: 0.68rem;
  font-weight: 700;
  letter-spacing: 0.27em;
  padding-left: 15px;
  text-transform: uppercase;
}

.desktop-nav {
  align-items: stretch;
  display: flex;
  height: 92px;
  margin: -10px 34px -10px 0;
}

.desktop-nav a {
  align-items: center;
  color: var(--ink);
  display: flex;
  font-size: 0.87rem;
  font-weight: 600;
  margin: 0 16px;
  position: relative;
}

.desktop-nav a::after {
  background: var(--ocean);
  bottom: 0;
  content: "";
  height: 2px;
  left: 0;
  position: absolute;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 180ms ease;
  width: 100%;
}

.desktop-nav a:hover::after,
.desktop-nav a:focus-visible::after,
.desktop-nav a.active::after {
  transform: scaleX(1);
}

.header-cta,
.button {
  align-items: center;
  border-radius: 5px;
  display: inline-flex;
  font-size: 0.86rem;
  font-weight: 700;
  justify-content: center;
  min-height: 50px;
  padding: 12px 22px;
  transition:
    background-color 160ms ease,
    color 160ms ease,
    transform 160ms ease,
    box-shadow 160ms ease;
}

.header-cta,
.button-dark {
  background: var(--navy);
  color: var(--white);
}

.header-cta:hover,
.button-dark:hover {
  background: #071c35;
  box-shadow: 0 12px 22px rgba(11, 37, 69, 0.15);
  transform: translateY(-1px);
}

.mobile-menu {
  display: none;
}

.hero {
  display: block;
  min-height: 740px;
  overflow: hidden;
  position: relative;
}

.hero::after {
  background: linear-gradient(
    90deg,
    rgba(247, 244, 238, 0.97) 0%,
    rgba(247, 244, 238, 0.84) 30%,
    rgba(247, 244, 238, 0.34) 51%,
    rgba(247, 244, 238, 0) 70%
  );
  content: "";
  inset: 0;
  pointer-events: none;
  position: absolute;
  z-index: 1;
}

.hero-copy {
  align-items: flex-start;
  background: transparent;
  display: flex;
  flex-direction: column;
  justify-content: center;
  margin: 0 auto;
  min-height: 740px;
  padding: 96px 32px 82px;
  position: relative;
  width: min(100%, var(--page-width));
  z-index: 2;
}

.eyebrow {
  color: var(--ocean-dark);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.2em;
  margin: 0 0 22px;
  text-transform: uppercase;
}

.hero h1 {
  color: var(--navy);
  font-size: clamp(3rem, 4.4vw, 4.7rem);
  font-weight: 520;
  letter-spacing: -0.055em;
  line-height: 0.98;
  margin: 0 0 38px;
  max-width: 610px;
}

.hero-lead {
  color: #435469;
  font-size: 1.06rem;
  line-height: 1.75;
  margin: 0;
  max-width: 525px;
}

.hero-actions {
  align-items: center;
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  margin-top: 38px;
}

.text-link {
  align-items: center;
  color: var(--ocean-dark);
  display: inline-flex;
  font-size: 0.9rem;
  font-weight: 750;
  gap: 12px;
  padding-bottom: 4px;
  position: relative;
}

.text-link::after {
  background: currentColor;
  bottom: 0;
  content: "";
  height: 1px;
  left: 0;
  position: absolute;
  transform: scaleX(0.3);
  transform-origin: left;
  transition: transform 180ms ease;
  width: 100%;
}

.text-link:hover::after,
.text-link:focus-visible::after {
  transform: scaleX(1);
}

.text-link span {
  font-size: 1.2rem;
  transition: transform 180ms ease;
}

.text-link:hover span {
  transform: translateX(4px);
}

.hero-services {
  border-top: 2px solid var(--sand);
  display: flex;
  flex-wrap: wrap;
  gap: 10px 22px;
  margin-top: 62px;
  max-width: 530px;
  padding-top: 24px;
}

.hero-services span {
  color: var(--navy);
  font-size: 0.81rem;
  font-weight: 700;
}

.hero-services span:not(:last-child)::after {
  color: var(--sand);
  content: "•";
  margin-left: 22px;
}

.hero-image {
  animation: imageSettle 750ms ease-out both;
  background: url("images/hero-coastal-home.png") center center / cover no-repeat;
  inset: 0;
  position: absolute;
  z-index: 0;
}

@keyframes imageSettle {
  from {
    opacity: 0.6;
    transform: scale(1.015);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

.section {
  margin: 0 auto;
  max-width: var(--page-width);
  padding: 112px 32px;
}

.section-intro {
  display: grid;
  gap: 80px;
  grid-template-columns: 1.05fr 0.75fr;
  padding-bottom: 70px;
}

.section h2,
.process h2,
.contact-panel h2 {
  color: var(--navy);
  font-size: clamp(2.25rem, 3.4vw, 3.55rem);
  font-weight: 520;
  letter-spacing: -0.045em;
  line-height: 1.01;
  margin: 0 0 34px;
}

.section-copy {
  align-self: end;
  color: var(--muted);
  font-size: 1.02rem;
}

.section-copy p {
  margin: 0 0 24px;
}

.finance-grid {
  border-bottom: 1px solid var(--line);
  border-top: 1px solid var(--line);
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  margin: 0 auto;
  max-width: var(--page-width);
}

.finance-card {
  background: rgba(255, 255, 255, 0.23);
  display: flex;
  flex-direction: column;
  min-height: 390px;
  padding: 38px 30px 34px;
  transition:
    background-color 180ms ease,
    transform 180ms ease;
}

.finance-card:not(:last-child) {
  border-right: 1px solid var(--line);
}

.finance-card:hover {
  background: var(--white);
  transform: translateY(-4px);
}

.card-number {
  color: var(--ocean);
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.16em;
}

.finance-card h3 {
  color: var(--navy);
  font-size: 1.45rem;
  font-weight: 650;
  margin: 78px 0 18px;
}

.finance-card p {
  color: var(--muted);
  font-size: 0.9rem;
  margin: 0;
}

.finance-card a {
  color: var(--ocean-dark);
  font-size: 0.8rem;
  font-weight: 750;
  margin-top: auto;
}

.image-story {
  align-items: center;
  display: grid;
  gap: 9%;
  grid-template-columns: 1.05fr 0.85fr;
  padding-bottom: 130px;
  padding-top: 130px;
}

.story-image-wrap {
  position: relative;
}

.story-image {
  aspect-ratio: 4 / 3;
  border-radius: 7px;
  object-fit: cover;
  width: 100%;
}

.image-note {
  background: var(--white);
  border-left: 3px solid var(--sand);
  bottom: -28px;
  box-shadow: 0 18px 50px rgba(11, 37, 69, 0.1);
  display: flex;
  flex-direction: column;
  left: 32px;
  padding: 20px 24px;
  position: absolute;
}

.image-note strong {
  color: var(--navy);
  font-size: 0.88rem;
}

.image-note span {
  color: var(--muted);
  font-size: 0.74rem;
}

.story-copy > p {
  color: var(--muted);
  margin: 0 0 28px;
}

.tick-list {
  list-style: none;
  margin: 0 0 30px;
  padding: 0;
}

.tick-list li {
  border-top: 1px solid var(--line);
  color: var(--ink);
  font-size: 0.88rem;
  font-weight: 600;
  padding: 14px 0 14px 28px;
  position: relative;
}

.tick-list li:last-child {
  border-bottom: 1px solid var(--line);
}

.tick-list li::before {
  color: var(--ocean);
  content: "✓";
  left: 0;
  position: absolute;
}

.process {
  background: var(--navy);
  color: var(--white);
  display: grid;
  gap: 90px;
  grid-template-columns: 0.8fr 1.35fr;
  padding: 110px max(32px, calc((100vw - var(--page-width)) / 2));
}

.eyebrow-light {
  color: #9fc8d9;
}

.process h2,
.contact-panel h2 {
  color: var(--white);
}

.process-steps {
  display: grid;
  gap: 0;
  grid-template-columns: repeat(3, 1fr);
}

.process-steps article {
  border-left: 1px solid rgba(255, 255, 255, 0.2);
  padding: 8px 28px 0;
}

.process-steps span {
  color: var(--sand);
  display: block;
  font-size: 0.7rem;
  font-weight: 800;
  letter-spacing: 0.18em;
  margin-bottom: 54px;
}

.process-steps h3 {
  font-size: 1.05rem;
  margin: 0 0 16px;
}

.process-steps p {
  color: #c9d4df;
  font-size: 0.84rem;
  margin: 0;
}

.resources-preview {
  display: grid;
  gap: 90px;
  grid-template-columns: 0.85fr 1.15fr;
}

.resources-heading > p {
  color: var(--muted);
  margin: 0;
}

.resource-list {
  border-top: 1px solid var(--line);
}

.resource-link {
  align-items: center;
  border-bottom: 1px solid var(--line);
  display: grid;
  gap: 24px;
  grid-template-columns: 38px 1fr auto;
  min-height: 132px;
  padding: 22px 12px;
  transition:
    background-color 180ms ease,
    padding 180ms ease;
}

.resource-link:hover {
  background: var(--white);
  padding-left: 24px;
  padding-right: 24px;
}

.resource-link > span:first-child {
  color: var(--ocean);
  font-size: 0.68rem;
  font-weight: 800;
}

.resource-link strong,
.resource-link small {
  display: block;
}

.resource-link strong {
  color: var(--navy);
  font-size: 1.02rem;
}

.resource-link small {
  color: var(--muted);
  font-size: 0.78rem;
  margin-top: 5px;
}

.resource-link b {
  color: var(--ocean);
  font-size: 1.15rem;
}

.contact-panel {
  align-items: end;
  background: var(--ocean-dark);
  color: var(--white);
  display: grid;
  gap: 90px;
  grid-template-columns: 1fr auto;
  margin: 0;
  max-width: none;
  padding: 80px max(32px, calc((100vw - var(--page-width)) / 2));
  width: 100%;
}

.contact-panel > div:first-child {
  max-width: 720px;
}

.contact-panel p {
  color: #d5e7ee;
  margin: 0;
}

.contact-actions {
  align-items: flex-start;
  display: flex;
  flex-direction: column;
  gap: 22px;
}

.button-light {
  background: var(--white);
  color: var(--navy);
  min-width: 190px;
}

.button-light:hover {
  box-shadow: 0 12px 25px rgba(4, 32, 48, 0.2);
  transform: translateY(-1px);
}

.light-link {
  border-bottom: 1px solid rgba(255, 255, 255, 0.4);
  font-size: 0.82rem;
  font-weight: 700;
  padding-bottom: 3px;
}

.site-footer {
  background: #061b32;
  color: #cad6e1;
  padding: 76px max(32px, calc((100vw - var(--page-width)) / 2)) 24px;
}

.footer-main {
  display: grid;
  gap: 54px;
  grid-template-columns: 1.5fr 1fr 1.2fr 0.75fr;
}

.brand-footer {
  background: transparent;
  padding: 0;
}

.footer-logo-art {
  display: block;
  flex: 0 0 auto;
  height: 52px;
  position: relative;
  width: 200px;
}

.footer-logo-art img {
  height: 100%;
  inset: 0;
  object-fit: contain;
  position: absolute;
  width: 100%;
}

.footer-logo-wordmark {
  filter: brightness(0) invert(1);
}

.footer-logo-colour {
  clip-path: inset(0 73.5% 0 0);
  filter: none;
}

.brand-footer > .brand-suffix {
  border-color: rgba(255, 255, 255, 0.22);
  color: var(--white);
}

.footer-brand p {
  color: #9fb0bf;
  font-size: 0.82rem;
  max-width: 360px;
}

.footer-main h2 {
  color: var(--white);
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  margin: 6px 0 20px;
  text-transform: uppercase;
}

.footer-main > div:not(.footer-brand) {
  display: flex;
  flex-direction: column;
}

.footer-main a,
.footer-main span {
  color: #aebdca;
  font-size: 0.79rem;
  margin-bottom: 8px;
}

.footer-main a:hover {
  color: var(--white);
}

.footer-bottom {
  align-items: center;
  border-top: 1px solid rgba(255, 255, 255, 0.13);
  display: flex;
  flex-wrap: wrap;
  font-size: 0.68rem;
  gap: 16px 30px;
  justify-content: space-between;
  margin-top: 64px;
  padding-top: 20px;
}

.legal-links {
  display: flex;
  gap: 20px;
}

.page-hero {
  align-items: end;
  background:
    linear-gradient(90deg, rgba(11, 37, 69, 0.96), rgba(11, 37, 69, 0.77)),
    url("images/hero-coastal-home.png") center 58% / cover no-repeat;
  color: var(--white);
  display: grid;
  gap: 90px;
  grid-template-columns: 1.15fr 0.7fr;
  min-height: 460px;
  padding: 110px max(32px, calc((100vw - var(--page-width)) / 2)) 74px;
}

.page-hero .eyebrow {
  color: #9fc8d9;
}

.page-hero h1 {
  font-size: clamp(3rem, 5.2vw, 5.4rem);
  font-weight: 520;
  letter-spacing: -0.055em;
  line-height: 0.97;
  margin: 0;
  max-width: 820px;
}

.page-hero > p {
  border-left: 1px solid rgba(255, 255, 255, 0.28);
  color: #dce6ef;
  font-size: 0.97rem;
  margin: 0;
  padding-left: 32px;
}

.inner-intro {
  display: grid;
  gap: 90px;
  grid-template-columns: 1fr 0.75fr;
}

.inner-intro > p {
  align-self: end;
  color: var(--muted);
  font-size: 1.02rem;
  margin: 0;
}

.service-card-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  margin: 0 auto 120px;
  max-width: var(--page-width);
}

.service-card-grid article {
  border-left: 1px solid var(--line);
  border-top: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  min-height: 360px;
  padding: 30px 28px;
}

.service-card-grid article:nth-child(4n) {
  border-right: 1px solid var(--line);
}

.service-card-grid article:nth-last-child(-n + 4) {
  border-bottom: 1px solid var(--line);
}

.service-card-grid article > span {
  color: var(--ocean);
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.16em;
}

.service-card-grid h2 {
  color: var(--navy);
  font-size: 1.25rem;
  font-weight: 650;
  line-height: 1.08;
  margin: 58px 0 24px;
}

.service-card-grid p {
  color: var(--muted);
  font-size: 0.84rem;
  margin: 0;
}

.service-card-grid a {
  color: var(--ocean-dark);
  font-size: 0.78rem;
  font-weight: 750;
  margin-top: auto;
}

.service-card-grid a b {
  margin-left: 8px;
}

.split-feature {
  align-items: stretch;
  background: var(--white);
  display: grid;
  grid-template-columns: 1fr 1fr;
  margin: 0 auto;
  max-width: var(--page-width);
}

.split-feature img {
  height: 100%;
  min-height: 580px;
  object-fit: cover;
  width: 100%;
}

.split-feature > div {
  align-items: flex-start;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 70px 8%;
}

.split-feature h2,
.profile-section h2,
.office-strip h2,
.resource-page-grid h2,
.faq-section h2,
.official-links h2,
.contact-page h2,
.map-panel h2 {
  color: var(--navy);
  font-size: clamp(2.15rem, 3.4vw, 3.45rem);
  font-weight: 520;
  letter-spacing: -0.045em;
  line-height: 1.01;
  margin: 0 0 34px;
}

.split-feature p {
  color: var(--muted);
  margin: 0 0 34px;
}

.structure-section {
  display: grid;
  gap: 80px;
  grid-template-columns: 0.8fr 1.2fr;
}

.structure-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
}

.structure-grid article {
  border-left: 1px solid var(--line);
  border-top: 1px solid var(--line);
  min-height: 190px;
  padding: 28px;
}

.structure-grid article:nth-child(even) {
  border-right: 1px solid var(--line);
}

.structure-grid article:nth-last-child(-n + 2) {
  border-bottom: 1px solid var(--line);
}

.structure-grid h3 {
  color: var(--navy);
  font-size: 1rem;
  margin: 0 0 14px;
}

.structure-grid p {
  color: var(--muted);
  font-size: 0.82rem;
  margin: 0;
}

.general-info-note {
  color: var(--muted);
  font-size: 0.72rem;
  margin: -55px auto 80px;
  max-width: 780px;
  padding: 0 32px;
  text-align: center;
}

.page-cta {
  align-items: end;
  background: var(--ocean-dark);
  color: var(--white);
  display: grid;
  gap: 90px;
  grid-template-columns: 1fr auto;
  margin: 0;
  max-width: none;
  padding: 76px max(32px, calc((100vw - var(--page-width)) / 2));
  width: 100%;
}

.page-cta h2 {
  font-size: clamp(2.25rem, 3.7vw, 3.75rem);
  font-weight: 520;
  letter-spacing: -0.045em;
  line-height: 1.01;
  margin: 0 0 30px;
}

.page-cta p {
  color: #d5e7ee;
  margin: 0;
}

.page-cta > div:last-child {
  align-items: flex-start;
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.profile-section {
  align-items: center;
  display: grid;
  gap: 9%;
  grid-template-columns: 0.9fr 1.1fr;
  padding-bottom: 130px;
  padding-top: 130px;
}

.profile-copy > p {
  color: var(--muted);
  margin: 0 0 20px;
}

.profile-credentials {
  border-top: 1px solid var(--line);
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  margin-top: 34px;
}

.profile-credentials span {
  color: var(--muted);
  font-size: 0.72rem;
  padding: 20px 14px 0 0;
}

.profile-credentials span:not(:first-child) {
  border-left: 1px solid var(--line);
  padding-left: 14px;
}

.profile-credentials strong {
  color: var(--navy);
  display: block;
  font-size: 0.65rem;
  letter-spacing: 0.1em;
  margin-bottom: 4px;
  text-transform: uppercase;
}

.profile-visual {
  position: relative;
}

.profile-visual img {
  border-radius: 7px;
}

.profile-visual blockquote {
  background: var(--navy);
  bottom: -34px;
  color: var(--white);
  font-size: 1rem;
  line-height: 1.6;
  margin: 0;
  max-width: 430px;
  padding: 28px 32px;
  position: absolute;
  right: -28px;
}

.values-section {
  background: var(--navy);
  color: var(--white);
  display: grid;
  gap: 90px;
  grid-template-columns: 0.85fr 1.15fr;
  padding: 110px max(32px, calc((100vw - var(--page-width)) / 2));
}

.values-section h2 {
  font-size: clamp(2.25rem, 3.4vw, 3.55rem);
  font-weight: 520;
  letter-spacing: -0.045em;
  line-height: 1.01;
  margin: 0;
}

.values-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.values-grid__item {
  border: 0;
  border-radius: 0;
  min-width: 0;
  overflow: visible;
  padding: 8px 26px;
  position: relative;
}

.values-grid__item::before {
  background: rgba(255, 255, 255, 0.2);
  bottom: 0;
  content: "";
  left: 0;
  position: absolute;
  top: 0;
  width: 1px;
}

.values-grid span {
  color: var(--sand);
  display: block;
  font-size: 0.68rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  margin-bottom: 50px;
}

.values-grid h3 {
  font-size: 1rem;
  margin: 0 0 14px;
}

.values-grid p {
  color: #c9d4df;
  font-size: 0.82rem;
  margin: 0;
}

.office-strip {
  display: grid;
  gap: 90px;
  grid-template-columns: 1fr 0.8fr;
}

.office-strip > div:last-child {
  align-self: end;
  color: var(--muted);
}

.resource-page-grid {
  display: grid;
  gap: 90px;
  grid-template-columns: 0.8fr 1.2fr;
}

.resource-page-grid > div:first-child > p {
  color: var(--muted);
  margin: 0;
}

.faq-section {
  background: var(--white);
  display: grid;
  gap: 90px;
  grid-template-columns: 0.8fr 1.2fr;
  padding: 110px max(32px, calc((100vw - var(--page-width)) / 2));
}

.faq-heading > p {
  color: var(--muted);
  margin: 0;
}

.faq-list {
  border-top: 1px solid var(--line);
}

.faq-list details {
  border-bottom: 1px solid var(--line);
  padding: 0 8px;
}

.faq-list summary {
  color: var(--navy);
  cursor: pointer;
  font-size: 0.92rem;
  font-weight: 700;
  list-style: none;
  padding: 24px 40px 24px 0;
  position: relative;
}

.faq-list summary::after {
  color: var(--ocean);
  content: "+";
  font-size: 1.2rem;
  position: absolute;
  right: 8px;
}

.faq-list details[open] summary::after {
  content: "–";
}

.faq-list details p {
  color: var(--muted);
  font-size: 0.84rem;
  margin: -6px 40px 24px 0;
}

.official-links {
  display: grid;
  gap: 90px;
  grid-template-columns: 0.8fr 1.2fr;
}

.official-link-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
}

.official-link-grid a {
  border-left: 1px solid var(--line);
  border-top: 1px solid var(--line);
  min-height: 150px;
  padding: 28px;
}

.official-link-grid a:nth-child(even) {
  border-right: 1px solid var(--line);
}

.official-link-grid a:nth-last-child(-n + 2) {
  border-bottom: 1px solid var(--line);
}

.official-link-grid strong,
.official-link-grid span {
  display: block;
}

.official-link-grid strong {
  color: var(--navy);
  font-size: 0.9rem;
}

.official-link-grid span {
  color: var(--muted);
  font-size: 0.74rem;
  margin-top: 28px;
}

.contact-page {
  align-items: stretch;
  display: grid;
  gap: 90px;
  grid-template-columns: 0.9fr 1.1fr;
}

.contact-detail-list {
  border-top: 1px solid var(--line);
  margin-top: 0;
}

.contact-detail-list > div {
  align-items: start;
  border-bottom: 1px solid var(--line);
  display: grid;
  gap: 24px;
  grid-template-columns: 80px 1fr;
  padding: 18px 0;
}

.contact-detail-list span {
  color: var(--ocean-dark);
  font-size: 0.65rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.contact-detail-list a {
  color: var(--navy);
  font-size: 0.9rem;
  font-weight: 650;
}

.appointment-note {
  color: var(--muted);
  font-size: 0.8rem;
  margin-top: 28px;
}

.contact-choice-panel {
  background: var(--navy);
  color: var(--white);
  padding: 54px;
}

.contact-choice-panel h2 {
  color: var(--white);
  margin-bottom: 38px;
}

.contact-choice-panel > a {
  align-items: center;
  border-top: 1px solid rgba(255, 255, 255, 0.18);
  display: grid;
  gap: 20px;
  grid-template-columns: 1fr auto;
  padding: 22px 0;
}

.contact-choice-panel > a:last-child {
  border-bottom: 1px solid rgba(255, 255, 255, 0.18);
}

.contact-choice-panel strong {
  display: block;
  font-size: 0.9rem;
}

.contact-choice-panel a span {
  color: #b9c9d6;
  font-size: 0.74rem;
}

.contact-choice-panel a strong {
  color: var(--white);
  margin-bottom: 4px;
}

.contact-choice-panel b {
  color: var(--sand);
  font-size: 1.1rem;
}

.contact-form-section {
  align-items: start;
  background: var(--white);
  display: grid;
  gap: 90px;
  grid-template-columns: 0.72fr 1.28fr;
  padding: 110px max(32px, calc((100vw - var(--page-width)) / 2));
}

.contact-form-intro {
  position: sticky;
  top: 132px;
}

.contact-form-intro h2 {
  color: var(--navy);
  font-size: clamp(2.15rem, 3.4vw, 3.45rem);
  font-weight: 520;
  letter-spacing: -0.045em;
  line-height: 1.01;
  margin: 0 0 34px;
}

.contact-form-intro > p {
  color: var(--muted);
  margin: 0 0 22px;
}

.enquiry-form {
  background: var(--warm-white);
  border: 1px solid var(--line);
  border-radius: 7px;
  display: grid;
  gap: 28px 24px;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  padding: 46px;
}

.form-field {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.form-field-wide {
  grid-column: 1 / -1;
}

.form-field label {
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 750;
}

.form-field label span {
  color: var(--muted);
  font-size: 0.62rem;
  font-weight: 600;
  letter-spacing: 0.07em;
  margin-left: 7px;
  text-transform: uppercase;
}

.form-field input,
.form-field textarea {
  background: var(--white);
  border: 1px solid #c7d0d6;
  border-radius: 5px;
  color: var(--ink);
  min-height: 52px;
  padding: 13px 15px;
  transition:
    border-color 160ms ease,
    box-shadow 160ms ease;
  width: 100%;
}

.form-field textarea {
  min-height: 180px;
  resize: vertical;
}

.form-field input:focus,
.form-field textarea:focus {
  border-color: var(--ocean);
  box-shadow: 0 0 0 3px rgba(19, 112, 138, 0.13);
  outline: 0;
}

.form-honeypot {
  height: 0;
  left: -10000px;
  overflow: hidden;
  position: absolute;
  width: 1px;
}

.form-submit {
  align-items: center;
  border-top: 1px solid var(--line);
  display: flex;
  gap: 24px;
  justify-content: flex-start;
  padding-top: 28px;
}

.map-panel {
  align-items: center;
  background: #e8eef0;
  display: grid;
  gap: 60px;
  grid-template-columns: 1fr auto;
  margin: 0;
  max-width: none;
  padding: 70px max(32px, calc((100vw - var(--page-width)) / 2));
  width: 100%;
}

.map-panel h2 {
  font-size: clamp(1.85rem, 3vw, 3rem);
  margin-bottom: 0;
}

.legal-page {
  margin: 0 auto;
  max-width: 860px;
  padding: 100px 32px 120px;
}

.legal-page h2 {
  color: var(--navy);
  font-size: 1.25rem;
  line-height: 1.05;
  margin: 42px 0 20px;
}

.legal-page h2:first-child {
  margin-top: 0;
}

.legal-page p {
  color: var(--muted);
}

.legal-page a {
  color: var(--ocean-dark);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

@media (max-width: 1100px) {
  .site-header {
    grid-template-columns: 1fr auto;
  }

  .desktop-nav,
  .header-cta {
    display: none;
  }

  .mobile-menu {
    display: block;
    position: relative;
  }

  .mobile-menu summary {
    border: 1px solid var(--line);
    border-radius: 4px;
    color: var(--navy);
    cursor: pointer;
    font-size: 0.78rem;
    font-weight: 800;
    list-style: none;
    padding: 10px 14px;
    text-transform: uppercase;
  }

  .mobile-menu nav {
    background: var(--warm-white);
    border: 1px solid var(--line);
    box-shadow: 0 16px 30px rgba(11, 37, 69, 0.14);
    display: flex;
    flex-direction: column;
    min-width: 210px;
    padding: 10px;
    position: absolute;
    right: 0;
    top: 48px;
  }

  .mobile-menu nav a {
    font-size: 0.88rem;
    font-weight: 650;
    padding: 10px 12px;
  }

  .mobile-menu nav a.active {
    background: #e8eef0;
    color: var(--ocean-dark);
  }

  .finance-grid {
    grid-template-columns: repeat(2, 1fr);
    margin-left: 32px;
    margin-right: 32px;
  }

  .finance-card:nth-child(2) {
    border-right: 0;
  }

  .finance-card:nth-child(-n + 2) {
    border-bottom: 1px solid var(--line);
  }

  .process,
  .resources-preview {
    gap: 60px;
    grid-template-columns: 1fr;
  }

  .service-card-grid {
    grid-template-columns: repeat(2, 1fr);
    margin-left: 32px;
    margin-right: 32px;
  }

  .service-card-grid article:nth-child(even) {
    border-right: 1px solid var(--line);
  }

  .service-card-grid article:nth-last-child(-n + 4) {
    border-bottom: 0;
  }

  .service-card-grid article:nth-last-child(-n + 2) {
    border-bottom: 1px solid var(--line);
  }

  .values-section {
    gap: 60px;
    grid-template-columns: 1fr;
  }
}

@media (max-width: 760px) {
  .topbar {
    display: none;
  }

  .site-header {
    min-height: 76px;
    padding: 9px 20px;
  }

  .site-header .brand img {
    height: 43px;
  }

  .brand > .brand-suffix {
    display: none;
  }

  .hero {
    display: block;
    min-height: 720px;
  }

  .hero::after {
    background: linear-gradient(
      180deg,
      rgba(247, 244, 238, 0.92) 0%,
      rgba(247, 244, 238, 0.84) 55%,
      rgba(247, 244, 238, 0.62) 76%,
      rgba(247, 244, 238, 0.34) 100%
    );
  }

  .hero-image {
    background-position: 67% center;
    min-height: 0;
  }

  .hero-copy {
    justify-content: flex-end;
    min-height: 720px;
    padding: 64px 22px 52px;
  }

  .hero h1 {
    font-size: clamp(2.65rem, 12vw, 3.5rem);
    margin-bottom: 30px;
  }

  .hero-services {
    gap: 8px 12px;
    margin-top: 46px;
  }

  .hero-services span:not(:last-child)::after {
    margin-left: 12px;
  }

  .section {
    padding: 76px 22px;
  }

  .section-intro,
  .image-story {
    gap: 38px;
    grid-template-columns: 1fr;
  }

  .finance-grid {
    grid-template-columns: 1fr;
    margin: 0 22px;
  }

  .finance-card {
    border-bottom: 1px solid var(--line);
    border-right: 0 !important;
    min-height: 320px;
  }

  .finance-card h3 {
    margin-top: 52px;
  }

  .image-note {
    bottom: -24px;
    left: 18px;
    right: 18px;
  }

  .story-copy {
    margin-top: 28px;
  }

  .process {
    gap: 52px;
    padding: 80px 22px;
  }

  .process-steps {
    grid-template-columns: 1fr;
  }

  .process-steps article {
    border-left: 0;
    border-top: 1px solid rgba(255, 255, 255, 0.2);
    padding: 28px 0;
  }

  .process-steps span {
    margin-bottom: 22px;
  }

  .resources-preview {
    gap: 50px;
  }

  .contact-panel {
    align-items: start;
    gap: 45px;
    grid-template-columns: 1fr;
    padding: 64px 22px;
  }

  .footer-main {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    align-items: flex-start;
    flex-direction: column;
  }

  .page-hero {
    align-items: start;
    gap: 36px;
    grid-template-columns: 1fr;
    min-height: 410px;
    padding: 76px 22px 56px;
  }

  .page-hero h1 {
    font-size: clamp(2.65rem, 12vw, 4rem);
  }

  .page-hero > p {
    border-left: 0;
    border-top: 1px solid rgba(255, 255, 255, 0.28);
    padding-left: 0;
    padding-top: 24px;
  }

  .inner-intro,
  .structure-section,
  .profile-section,
  .office-strip,
  .resource-page-grid,
  .faq-section,
  .official-links,
  .contact-page {
    gap: 42px;
    grid-template-columns: 1fr;
  }

  .contact-form-section {
    gap: 42px;
    grid-template-columns: 1fr;
    padding: 80px 22px;
  }

  .contact-form-intro {
    position: static;
  }

  .enquiry-form {
    grid-template-columns: 1fr;
    padding: 34px 24px;
  }

  .form-field-wide {
    grid-column: auto;
  }

  .form-submit {
    align-items: flex-start;
    flex-direction: column;
  }

  .service-card-grid {
    grid-template-columns: 1fr;
    margin: 0 22px 80px;
  }

  .service-card-grid article {
    border-bottom: 1px solid var(--line) !important;
    border-right: 1px solid var(--line);
    min-height: 320px;
  }

  .split-feature {
    grid-template-columns: 1fr;
    margin-left: 22px;
    margin-right: 22px;
  }

  .split-feature img {
    min-height: 340px;
  }

  .split-feature > div {
    padding: 54px 24px;
  }

  .structure-grid {
    grid-template-columns: 1fr;
  }

  .structure-grid article {
    border-bottom: 0 !important;
    border-right: 1px solid var(--line);
  }

  .structure-grid article:last-child {
    border-bottom: 1px solid var(--line) !important;
  }

  .general-info-note {
    margin-top: -25px;
  }

  .page-cta {
    align-items: start;
    gap: 42px;
    grid-template-columns: 1fr;
    padding: 64px 22px;
  }

  .profile-section {
    padding-bottom: 100px;
    padding-top: 90px;
  }

  .profile-credentials {
    grid-template-columns: 1fr;
  }

  .profile-credentials span:not(:first-child) {
    border-left: 0;
    border-top: 1px solid var(--line);
    padding-left: 0;
  }

  .profile-visual blockquote {
    bottom: -52px;
    left: 18px;
    right: 18px;
  }

  .values-section {
    padding: 80px 22px;
  }

  .values-grid {
    grid-template-columns: 1fr;
  }

  .values-grid__item {
    border: 0;
    padding: 26px 0;
  }

  .values-grid__item::before {
    bottom: auto;
    height: 1px;
    right: 0;
    width: auto;
  }

  .values-grid span {
    margin-bottom: 22px;
  }

  .faq-section {
    padding: 80px 22px;
  }

  .official-link-grid {
    grid-template-columns: 1fr;
  }

  .official-link-grid a {
    border-bottom: 0 !important;
    border-right: 1px solid var(--line);
  }

  .official-link-grid a:last-child {
    border-bottom: 1px solid var(--line) !important;
  }

  .contact-choice-panel {
    padding: 42px 24px;
  }

  .map-panel {
    align-items: start;
    grid-template-columns: 1fr;
    margin: 0;
    padding: 54px 22px;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
  }
}

.service-card-grid,
.service-card-grid * {
    box-sizing: border-box;
}

.service-card-grid {
    --card-accent: #174c68;
    --card-heading: #173243;
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: clamp(1rem, 2vw, 1.5rem);
}

.service-card-grid article {
    display: flex;
    min-width: 0;
    overflow: hidden;
    flex-direction: column;
    background: linear-gradient(180deg, #ffffff 0%, #fbfcfd 100%);
    border: 1px solid rgba(23, 50, 67, 0.11);
    border-radius: 16px;
    box-shadow: 0 10px 30px rgba(17, 45, 62, 0.08);
    transition:
        transform 0.25s ease,
        box-shadow 0.25s ease,
        border-color 0.25s ease;
}

.service-card-grid__media {
    position: relative;
    overflow: hidden;
    aspect-ratio: 16 / 10;
    background: #e9eef1;
}

.service-card-grid__media::after {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: linear-gradient(
        180deg,
        rgba(8, 31, 45, 0.12) 0%,
        transparent 45%,
        rgba(8, 31, 45, 0.08) 100%
    );
    content: "";
}

.service-card-grid__media img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: transform 0.45s ease;
}

.service-card-grid__number {
    position: absolute;
    z-index: 2;
    top: 1rem;
    left: 1rem;
    display: inline-flex;
    min-width: 2.65rem;
    min-height: 2.25rem;
    align-items: center;
    justify-content: center;
    padding: 0.4rem 0.7rem;
    color: #ffffff;
    font-size: 0.78rem;
    font-weight: 700;
    line-height: 1;
    letter-spacing: 0.08em;
    background: rgba(12, 53, 76, 0.88);
    border: 1px solid rgba(255, 255, 255, 0.35);
    border-radius: 999px;
    box-shadow: 0 5px 15px rgba(8, 31, 45, 0.18);
    backdrop-filter: blur(8px);
}

.service-card-grid__content {
    display: flex;
    flex: 1;
    flex-direction: column;
    padding: clamp(1.15rem, 2vw, 1.5rem);
}

.service-card-grid h2 {
    margin: 0 0 0.65rem;
    color: var(--card-heading);
    font-size: clamp(1.15rem, 1.3vw, 1.4rem);
    font-weight: 700;
    line-height: 1.25;
}

.service-card-grid p {
    flex: 1;
    margin: 0 0 1.15rem;
    color: #5b6972;
    font-size: 0.96rem;
    line-height: 1.65;
}

.service-card-grid a {
    align-self: flex-start;
    color: var(--card-accent);
    font-size: 0.92rem;
    font-weight: 700;
    text-decoration: none;
}

.service-card-grid a b {
    display: inline-block;
    margin-left: 0.25rem;
    transition: transform 0.2s ease;
}

.service-card-grid article:hover {
    transform: translateY(-5px);
    border-color: rgba(23, 76, 104, 0.24);
    box-shadow: 0 18px 42px rgba(17, 45, 62, 0.14);
}

.service-card-grid article:hover .service-card-grid__media img {
    transform: scale(1.045);
}

.service-card-grid article:hover a b {
    transform: translateX(4px);
}

.service-card-grid article:focus-within {
    outline: 3px solid rgba(23, 76, 104, 0.18);
    outline-offset: 3px;
}

@media (max-width: 1100px) {
    .service-card-grid {
        grid-template-columns: repeat(2, minmax(0, 1fr));
    }
}

@media (max-width: 640px) {
    .service-card-grid {
        grid-template-columns: 1fr;
    }
}

@media (prefers-reduced-motion: reduce) {
    .service-card-grid article,
    .service-card-grid__media img,
    .service-card-grid a b {
        transition: none;
    }

    .service-card-grid article:hover {
        transform: none;
    }
}

.two-broker-profiles,
.two-broker-profiles * {
    box-sizing: border-box;
}

.two-broker-profiles {
    --broker-accent: #174c68;
    --broker-accent-dark: #10394f;
    --broker-heading: #173243;
}

.two-broker-profiles__grid {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: clamp(1.25rem, 3vw, 2.5rem);
}

.broker-profile-card {
    --broker-card-padding: clamp(1.25rem, 3vw, 2rem);
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 0;
    box-shadow: none;
    display: flex;
    min-width: 0;
    flex-direction: column;
    overflow: hidden;
    padding: var(--broker-card-padding);
}

.broker-profile-card h2 {
    margin: 1.25rem 0 1rem;
    color: var(--broker-heading);
    font-size: clamp(1.55rem, 2.5vw, 2.15rem);
    font-weight: 700;
    line-height: 1.2;
    text-align: center;
}

.broker-profile-card__image {
    position: relative;
    width: calc(100% + var(--broker-card-padding) + var(--broker-card-padding));
    max-width: none;
    overflow: hidden;
    flex: none;
    margin: calc(0px - var(--broker-card-padding)) calc(0px - var(--broker-card-padding)) 0;
    aspect-ratio: 5 / 4;
    background: #e9eef1;
    border-bottom: 1px solid var(--line);
    border-radius: 0;
    box-shadow: none;
}

.broker-profile-card__image::after {
    position: absolute;
    inset: 0;
    pointer-events: none;
    background: linear-gradient(
        180deg,
        transparent 65%,
        rgba(13, 43, 60, 0.08) 100%
    );
    content: "";
}

.broker-profile-card__image img {
    display: block;
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center top;
}

.broker-profile-card__copy {
    flex: 1;
    color: #566772;
    font-size: 1rem;
    line-height: 1.7;
}

.broker-profile-card__copy > :first-child {
    margin-top: 0;
}

.broker-profile-card__copy > :last-child {
    margin-bottom: 0;
}

.broker-profile-card__actions {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0.75rem;
    margin-top: 1.5rem;
}

.broker-profile-card__actions a {
    display: inline-flex;
    min-height: 48px;
    align-items: center;
    justify-content: center;
    gap: 0.55rem;
    padding: 0.7rem 1rem;
    color: #ffffff;
    font-size: 0.92rem;
    font-weight: 700;
    line-height: 1;
    text-align: center;
    text-decoration: none;
    background: var(--broker-accent);
    border: 1px solid var(--broker-accent);
    border-radius: 5px;
    box-shadow: 0 5px 14px rgba(23, 76, 104, 0.16);
    transition:
        color 0.2s ease,
        background-color 0.2s ease,
        border-color 0.2s ease,
        transform 0.2s ease,
        box-shadow 0.2s ease;
}

.broker-profile-card__actions a:nth-child(2) {
    color: var(--broker-accent);
    background: #ffffff;
}

.broker-profile-card__actions a:only-child {
    grid-column: 1 / -1;
}

.broker-profile-card__actions a:hover {
    color: #ffffff;
    background: var(--broker-accent-dark);
    border-color: var(--broker-accent-dark);
    transform: translateY(-2px);
    box-shadow: 0 8px 18px rgba(23, 76, 104, 0.22);
}

.broker-profile-card__actions i {
    font-size: 1rem;
}

.two-broker-profiles .profile-credentials {
    background: transparent;
    border: 1px solid var(--line);
    border-radius: 0;
    box-shadow: none;
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 0;
    margin-top: clamp(1.25rem, 3vw, 2.5rem);
    overflow: visible;
    padding: 0;
}

.two-broker-profiles .profile-credentials > span {
    display: flex;
    min-width: 0;
    flex-direction: column;
    justify-content: center;
    padding: clamp(1.1rem, 2vw, 1.5rem);
    color: #50616c;
    background: #f8fafb;
    text-align: center;
}

.two-broker-profiles .profile-credentials > span + span {
    border-left: 1px solid var(--line);
}

.two-broker-profiles .profile-credentials strong {
    display: block;
    margin-bottom: 0.35rem;
    color: var(--broker-heading);
    font-size: 0.76rem;
    font-weight: 700;
    line-height: 1.3;
    letter-spacing: 0.1em;
    text-transform: uppercase;
}

@media (max-width: 800px) {
    .two-broker-profiles__grid {
        grid-template-columns: 1fr;
    }

    .two-broker-profiles .profile-credentials {
        grid-template-columns: 1fr;
    }

    .two-broker-profiles .profile-credentials > span + span {
        border-left: 0;
        border-top: 1px solid var(--line);
    }
}

@media (max-width: 430px) {
    .broker-profile-card__actions {
        grid-template-columns: 1fr;
    }

    .broker-profile-card__actions a:only-child {
        grid-column: auto;
    }
}

@media (prefers-reduced-motion: reduce) {
    .broker-profile-card__actions a {
        transition: none;
    }

    .broker-profile-card__actions a:hover {
        transform: none;
    }
}